For Stacey Foley, refinancing her mortgage was a no-brainer. Stream San Diego News for free, 24/7, wherever you are with NBC 7. After paying roughly 4.25% in interest on her existing home loan, ...

In the past five years, more than 3 million borrowers who had little or no equity in their homes refinanced into cheaper mortgages using a federal program that’s been widely hailed as a success. Yet ...

If you bought your home when mortgage rates were higher than you’d hoped, with plans to refinance once they dropped, you’re not alone. Many homeowners take this approach, but figuring out the right ...