High utilization is one of the most misunderstood things in credit. High balances don’t automatically mean bad credit —they usually mean the profile just needs better utilization management. I see solid files every day that look “high risk” on paper simply because the balances are reporting too high. The good news? When utilization is strategically brought down, strong profiles often move very differently. Inside GCSH, we walk through multiple methods to help business owners position their utili
1:07
High utilization is one of the most misunderstood things in credit. High balances don’t automatically mean bad credit —they usually mean the profile just needs better utilization management. I see solid files every day that look “high risk” on paper simply because the balances are reporting too high. The good news? When utilization is strategically brought down, strong profiles often move very differently. Inside GCSH, we walk through multiple methods to help business owners position their utili
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